Contact Information: Name, email address, phone number.
Financial Information: Soft credit data, wallet balance, and unsecured credit line approvals (collected in compliance with FCRA regulations).
Usage Data: Information about how you use our services, including interaction data and preferences.
Direct Interactions: When you provide information by filling out forms or communicating with us.
Third Parties: From partners and service providers who assist us in delivering our services.
Credit Pre-Screening: We may collect financial data through a soft credit pull authorized under the FCRA for the purpose of determining financial qualifications.
Service Delivery: To provide and manage our services effectively.
Personalization: To tailor our services to your preferences.
Communication: To send updates, newsletters, and marketing materials, where permitted.
Compliance: To adhere to legal obligations, including FCRA compliance for credit pre-screening.
Consent: When you have given explicit consent for specific purposes.
Contractual Necessity: To fulfill our contractual obligations to you.
Legal Obligation: To comply with legal and regulatory requirements, including FCRA mandates.
Legitimate Interests: For purposes such as improving our services, provided these interests are not overridden by your rights.
Access: You have the right to request access to your personal data.
Rectification: You can request correction of inaccurate data.
Erasure: You have the right to request deletion of your data.
Restriction: You can request the restriction of processing under certain conditions.
Data Portability: You have the right to receive your data in a structured, commonly used format.
Objection: You can object to processing based on legitimate interests.
Right to Know: You can request disclosure of the categories and specific pieces of personal information we have collected.
Right to Delete: You can request deletion of your personal information.
Right to Opt-Out: You can opt-out of the sale of your personal information.
Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.
Access to Credit Data: You can request information about your credit data collected during the pre-screening process.
Dispute Inaccuracies: You have the right to dispute any inaccuracies in your credit information and request corrections.
Purpose Disclosure: We conduct soft credit pulls strictly for the purpose of financial qualification, as permitted by FCRA regulations.
Service Providers: Third parties who assist us in providing our services.
Legal Obligations: Authorities when required by law or to protect our rights.
Business Transfers: In connection with mergers, acquisitions, or asset sales.
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